a fact about me
where did i grow up?
I Grew Up in Oakdale, MN and have been living in MN for over 40 years now.
a fact about me
what is my favorite hobbie?
The Golden Gophers are my #1 passion when it comes to hobbies
especially Gopher Football and Hockey.
a fact about me
what other hobbies do i like when it is not gopher season?
I also enjoy hunting, playing cards with my friends and golfing.
a fact about me
who is this beautiful woman with me?
Jackie, my wife of nine amazing years, is not only my partner in life but real estate as well.
a fact about me
what do i do when i need to relax?
When I need to get away and recharge,
the northwoods are my area of choice.
a fact about me
how long have i specialized in redemption rights?
for over 15 years but i have been a real estate professional for over 20 years.
the journey to becoming a foreclosure specialist
becoming a real estate professional
i started real estates in 1999, right after high school.
i was looking for a career path but i did not want to go into deep debt in order to do so.
what i was looking for in a career was one that would have a variety of options, reward, and diversity.
real estate was the one that felt right.
like most professionals, the first three years was not as rewarding as it was educational.
i almost did not make it in real estates but i am glad i did.
the recession that changed it all
i was doing what you can call traditional real estate until the recession of 2008-2009 hit the housing market.
everybody was hit hard by it: realtors, banks, governments, businesses, and especially the home owners.
many people were short-selling their house and going into foreclosure due to the inability to catch up on their compiling inflated bills.
as i was helping a client, a Colleague of mine pulled me aside and asked me if i knew i could help them benefit better by selling their house for full price before the foreclosure process takes it from them.
that piece of information changed the way i approached helping my clients in foreclosure.
learning about the solution
it was painful for me to watch others lose their home without getting any equity from it.
i studied the process of foreclosures to find out what rights and advantages are available.
each state have their own laws around the foreclosure process and minnesota's right of redemption law was the one that gave my clients an advantage at a hard time.
the rights of redemption law allows minnesotans to sell their house and use its equity to "redeem" their mortgage.
upon learning this, my goal was to help them use their rights before their redemption time runs out or the stress of foreclosure causes them to take other actions that are not in their favor.
education and awareness was key
if there is one good thing about foreclosure, then it is that nobody with a heart likes it.
other realtors started seeing what i was doing for minnesotans in a tough situation and wanted to help as well.
that got me started teaching redemption rights classes at keller williams, st. paul area association of realtors, and MN association Of Realtors to pass on the knowledge.
as i started to establish myself as a foreclosure specialist, other realtors started to refer clients to me that can use my help.
How about we focus on what is in it for you?
I'm not here to judge you or take advantage of your situation
the goal is to get you the most equity so you can feel safe to leave this behind
May We Start With A no pressure risk-free review?